Your real New Hampshire affordability, the New Hampshire Housing Home Flex Plus Cash Assistance match, and a step-by-step plan — in 30 seconds. No email required.
Calculate your New Hampshire number — free →The New Hampshire Housing Home Flex Plus Cash Assistance is New Hampshire's flagship statewide down payment assistance, administered by the agency or organization shown on its official program page (cash assistance). Current amounts, income limits and credit requirements are set by the agency — confirm them on the official program page. Cities and counties in New Hampshire often add their own programs on top.
New Hampshire Housing — official mortgage programs page →New Hampshire's main statewide option is the New Hampshire Housing Home Flex Plus Cash Assistance — cash assistance administered by the agency or organization shown on its official program page. Many cities and counties in New Hampshire add their own programs on top, so it is worth checking all three levels.
It depends on your income, debts and credit. The calculator applies the FHA 31%/43% debt-to-income rule to estimate your price, then shows how much of your down-payment gap New Hampshire assistance could cover. Most buyers pair it with a 3% conventional or 3.5% FHA down payment.
Many state programs set a 620 minimum credit score alongside income limits based on area median income. Exact requirements are set by the agency — verify current terms on the official New Hampshire Housing Home Flex Plus Cash Assistance page before applying.